{
  "$schema": "https://finance.entelekron.org/schemas/bank-beneficiary-registry.schema.json",
  "schemaVersion": "1.0.0",
  "controlPlaneId": "tvk-group:entelekron-financial-infrastructure",
  "canonicalAssetId": "tvk-group:tvkusd",
  "registryId": "verified-bank-beneficiaries-prelaunch-v1",
  "status": "no-production-beneficiaries",
  "asOf": "2026-08-15T01:00:00Z",
  "approvedBankingProviders": [],
  "beneficiaries": [],
  "verificationRequirements": {
    "legalNameRequired": true,
    "accountOwnershipEvidenceRequired": true,
    "providerAccountValidationRequired": true,
    "accountNameMatchRequired": true,
    "sanctionsAndAdverseMediaScreeningRequired": true,
    "jurisdictionAndCurrencyEligibilityRequired": true,
    "independentOutOfBandConfirmationRequired": true,
    "minimumCoolingOffSecondsAfterMaterialChange": 86400,
    "verificationExpiryRequired": true
  },
  "mutationControls": {
    "appendOnlyVersionHistoryRequired": true,
    "materialChangeCreatesNewVersion": true,
    "materialChangeRevokesPriorApproval": true,
    "independentApprovalRequired": true,
    "duplicateAccountDetectionRequired": true,
    "recycledAccountRiskCheckRequired": true,
    "silentDestinationReplacementPermitted": false,
    "selfApprovalPermitted": false
  },
  "privacy": {
    "publicRegistryContainsRawAccountData": false,
    "publicRegistryContainsPersonalData": false,
    "tokenizedReferencesRequired": true,
    "maskedDisplayRequired": true,
    "restrictedEvidenceStoreRequired": true
  },
  "authority": {
    "aiCanApproveBeneficiary": false,
    "singleOperatorCanApproveOwnChange": false,
    "providerCallbackAloneCanApprove": false,
    "repositoryMergeCanApprove": false
  },
  "notice": "No production beneficiary or banking provider is registered. The public record intentionally contains no bank-account number, IBAN or personal data."
}